Only 3% of Irish consumers invest in their savings, according to a recent banking survey. The findings highlight a significant gap between current financial habits and potential investment opportunities. The survey, conducted by a leading financial institution, analyzed spending and savings patterns across various demographics. It found that most individuals prioritize immediate needs over long-term growth. The data comes as the government prepares to launch the new Investment Account scheme in July. This initiative aims to encourage more people to invest by offering tax advantages and simplified access to financial products. Experts suggest that low investment rates may be due to a lack of awareness and confidence in the market. The new scheme is expected to provide clearer guidance and support for investors. The results underscore the need for better financial education and incentives to drive investment in Ireland.